Q I am just shopping and not quite ready to buy, can you still show me some houses? A Because of the large inventory of homes available and the different lending criteria of various lenders, our company will generally approve customers before having them select a home. Customers can apply by phone, email or fax. It's simple, easy, and convenient and there is NO application or upfront fees. Once you are approved, a company representative will show you all homes that meet your buying criteria. This eliminates viewing homes that exceed your budget or do not meet your families' needs. Q Do you have a zero down option? A Yes. If you are a landowner, you may qualify for a zero down loan program. Good credit customers can qualify for down payments as low as $500. Q Do you have land/home financing packages? A Yes, land/home-financing packages are available. Q How do I apply and qualify? A Contact us by phone (210-623-3356 or 1-888-623-3356), fax (210-568-2141) or email mhcsales@sbcglobal.net. Spend about 5 short minutes on the phone with one of our consultants filling out an application. You will receive your approval and loan condition requirements within 48 hours. Q Do your homes have any warranties? A Besides a 60 day habitability warranty that covers all major structural items including electrical and plumbing, most all of our homes qualify for a one to three year extended service policy. Q Do I have to put $$ down before I can see any houses? A No Q Once I close on my house, how long does it take before I can move in? A This time frame varies widely depending on whether transaction is a title close or chattel mortgage. Chattel mortgages allow customers to move in in less than one week. Q I need something immediately, how quick can I move in? A You can move in as quickly as the day after closing if you are purchasing an existing home already placed on site. Q How long does the application process take? A Your application is processed in 48 hours or less. Q Do you give my personal information to others? A No. We value your privacy and never sell or give your personal information to anyone other than those involved in the application and approval process. Q My credit is very bad, can I still qualify? A We represent 5 different banks. This means that we can offer you a variety of very creative financing options. Lenders are also eager to help customers who are in an equity position. Longevity of job time and residence are also equalizing factors. Q How many homes do I have to choose from? A We literally have hundreds of makes/models, floor plans and sizes to choose from. Q How much money do I need for a down payment? A Down payments start as low as zero down. However, the larger the down payment, the lower the monthly payment and the interest rate. Q Are there any application fees? A There are no application fees or upfront costs.